Workers’ Compensation Group

Save significantly on your workers’ compensation premium by joining the The Employer’s Association workers’ compensation program administered by CareWorks Comp. We partner with CareWorks Comp to deliver the most significant cost savings to our members. CareWorks Comp embraces a results-oriented approach that fully integrates safety prevention and risk control with aggressive claims management to deliver a significant return on investment. The EA and CareWorks Comp can analyze your company to determine the BEST workers’ compensation premium-saving program for you.
  • Group Rating – CareWorks Comp’s group rating program is the only plan endorsed by the Employers’ AssociationIn 2018 the program’s estimated return on investment averaged over 1,000%.
  • Group Retrospective Rating – This program offers premium savings projected as high as 60% and can be a great alternative for companies unable to qualify for traditional group experience rating.
  • Deductible Program – This program offers discounts on premium rates in exchange for accepting a specified deductible amount.
  • 100% EM Cap – Companies becoming penalty rated for the upcoming policy year can have increases to their Experience Modifier (EM) limited, or capped, at 100%, thereby limiting rate and premium increases.
  • Other Alternative Rating & Discount Programs – Drug-Free Safety Program, One Claim Program, Safety Council, Salary Continuation, $15K Medical Only Deductible and others.
  • Self Insurance – Companies pay compensation and medical costs directly for work-related injuries avoiding escalating reserves and premiums charged by the Ohio Bureau of Workers’ Compensation. CareWorks Comp serves more Ohio self-insured employers than any other third party administrator.


Contact CareWorks Comps’, Cordell Walton, at: 614.827.0398 or

For an AC -3 application form – click here!

Click below for more articles and information:

April 2019 Newsletter and Risk Management Cost Control Seminar Registration
Acquisition Press Release
BWC’s New Method for Determining Successorship
BWC True-Up 2019
FY19 Group Rating Accountability Letter
General Facts for Scheduled Payments (future dating)
Group Rating Accountability Letter
Handicap Article – March 2017
Incident Document Checklist/Action Items
July 2019 Newsletter
Manual Classification Changes Coming to Transportation Industry 
May 2019 Newsletter
More information: Third Billion Back
October 2019 Newsletter
OSHA Log Submission Services Flyer
Payroll True Up Article
Press Release – BWC’s Other States Coverage
Safety Articles

About The Employers' Association

When you need help answering the tough questions or tackling time-consuming projects, The Employers’ Association (EA) has you covered. Our experts in Human Resource Solutions, Professional Training and Wellness Consulting can meet your needs today. The EA was formed more than 60 years ago, by local companies for local companies, to address common workplace needs. We’re still doing it today. From two-person companies to corporations with thousands of employees, our member organizations come in all different sizes and represent a broad spectrum of industries including manufacturing, engineering, agriculture, automotive, community service agencies, municipal and county governments, educational institutions, and more. More than 700 organizations are members of the EA. We’re humbled to say that many of them have been with us for more than 20 years.